Inter-Operator Settlement System
Automated settlement and reconciliation for roaming, interconnect, and partner revenue sharing agreements.
The Hidden Cost of Manual Settlement
When partner settlements run on spreadsheets and email, here is what it costs you
of finance team time
spent on manual CDR reconciliation across spreadsheets, partner emails, and legacy tools — time that could be spent on strategic analysis.
annual revenue leakage
from misrated traffic, unmatched CDRs, and disputed charges that go unresolved for weeks. Every percentage point is real money lost.
days to close partner books
each month. Finance teams chase missing files, manually net bilateral payments, and explain discrepancies to auditors.
Continuous Settlement Cycle
ZBensoft turns settlement from a monthly headache into an automated, continuous process
Settlement Engine
Why ZBensoft Settlement
How automated settlement compares to the manual approaches most operators still use today
Finance teams reconcile CDRs across spreadsheets and partner FTP servers. A single missing file delays the entire monthly close.
Automated CDR ingestion from all partners in any format. Validation catches missing files instantly — before they impact the close.
Rate changes are communicated via email and manually entered. A mistyped digit means thousands in lost revenue.
Centralized rate repository with version control. Rate updates propagate automatically across all partner agreements.
Disputes take weeks. Finance and carrier relations teams trade spreadsheets by email while cash sits unresolved.
Configurable tolerance rules flag only real discrepancies. Workflow-driven resolution with SLA tracking closes most disputes same-day.
Net settlement calculations happen in Excel. One formula error cascades across every partner payment for the month.
Automated netting across all agreement types. Every calculation is auditable to source CDRs — no spreadsheet risk.
What Operators Gain
Three measurable outcomes when you automate partner settlement
Revenue Recovery
Automated reconciliation catches misrated and missing CDRs that manual processes miss. Operators typically recover significant lost interconnect revenue within the first quarter.
Faster Financial Close
Continuous automated settlement eliminates the end-of-month crunch. Finance teams close partner books in days instead of weeks, with complete audit trails ready for review.
Dispute Elimination
Configurable tolerance rules catch discrepancies before they become disputes. Partners trust the numbers because every charge is traceable to source CDRs.
Who Needs Settlement
If your business involves partner traffic, you need automated settlement
Mobile Network Operators
Interconnect with dozens of domestic and international carriers. Settlement complexity grows exponentially with each new partner.
Wholesale & Carrier Services
Buy and sell voice, SMS, and data capacity. Accurate settlement is the difference between profit and loss on every route.
MVNOs & MVNEs
Multiple host network agreements with different rate structures. One settlement platform to manage them all.
International Carriers
Cross-border traffic with multi-currency settlement and complex tax implications. Automated FX and tax handling built in.
Frequently Asked Questions
What types of partner agreements can the platform handle?
ZBensoft Settlement supports bilateral inter-operator agreements, roaming settlements, MVNO and reseller wholesale contracts, content and digital service revenue sharing, and complex multi-party cascading agreements — all on a single platform with unified reporting.
How does net settlement work?
The platform calculates both payables and receivables for each partner across all agreement types. Instead of processing hundreds of individual payments, it nets the amounts — if Operator A owes Operator B $1M for termination and Operator B owes Operator A $800K for roaming, only the $200K difference is settled. This reduces payment volume and bank fees significantly.
How quickly can discrepancies be identified?
Most discrepancies are identified within hours of CDR ingestion through automated matching against internal records. The platform applies configurable tolerance rules to avoid false positives and provides root-cause analysis suggestions. Typical resolution time drops from weeks to same-day for most cases.
Full-Stack Technology for Your Telecom Business
ZBensoft integrates charging, core network, and AI capabilities to help operators run efficiently and grow sustainably.
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